Stocks & Bonds
Outright Gift of Securities: Publicly traded securities with an appreciated value should not be sold and then used to fund a gift to the Challenged Athletes Foundation. A well-meaning donor would have to pay a capital gains tax on the gain from the sale of the stock. Instead we recommend giving the stock directly to the CAF and let us sell it. We are exempt from paying the capital gains tax. You would get the deduction based on the fair market value of the securities and you would not owe any capital gains tax.
- I want to make a gift of my stocks or bonds. Please email us for more information
Stocks & Bonds as a Bequest: Specific issues of securities may be named as a bequest to CAF. For example, “I leave all my XYZ stock to Challenged Athletes Foundation” or “I bequeath to Challenged Athletes Foundation the bond portfolio”. Consult a your tax advisor before designating a bequest to charity of closely held stock (not publicly traded) or “S” corporation stock.
- Click here to receive a bequest brochure.
- I want to make a charitable bequest. Please email us for more information.
Guaranteed fixed lifetime payments with gift of Stocks, Bonds or Cash: Appreciated securities and cash may be given to the Challenged Athletes Foundation and you would receive a guaranteed fixed payment for the rest of your life. You would get an income tax deduction. Part of your payment would be tax-free for a number of years. If cash is used to fund the gift, the entire payment to you is tax-free for a number of years. Cash would also increase how quickly you could use the income tax deduction. This called a charitable gift annuity and the payment is guaranteed. Gift annuities are registered with the State of California.
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- I want to make a gift of my stocks, bonds or cash and receive guaranteed fixed lifetime payments. Please email us for more information
Example Charitable Gift Annuity
Examples of Gift Annuity Percent Payment @ Ages 60 to 90
Gift of $50,000 of stock or cash
| Age | Annuity % | Income | Tax Free Income | EAR* | Deduction |
| 60 | 5.7 | 2,850 | 605 | 7.2 | 13,500 |
| 65 | 6.0 | 3,000 | 680 | 7.8 | 16,000 |
| 70 | 6.5 | 3,250 | 795 | 8.7 | 18,400 |
| 75 | 7.1 | 3,550 | 932 | 9.8 | 21,130 |
| 80 | 8.0 | 4,000 | 1,116 | 11.4 | 23,750 |
| 85 | 9.5 | 4,750 | 1,432 | 13.9 | 25,695 |
| 90 | 11.3 | 5,650 | 1,780 | 17.0 | 28,215 |
| * Effective Annuity Rate | |||||
Stocks & Bonds a gift in trust with an income: You set the percent of income and you set the income payment as a fixed amount or a percentage of the trust value. You pick the investments, and the trustee. You can even hire and fire the trustee. You will by-pass all the capital gains tax and you will get an income tax deduction. This gift is a charitable remainder trust and there are two categories to best fit you. The annuity trust will pay a fixed income and the unitrust you get to set the payment to be a percentage of the trust value. The unitrust is also flexible enough to readily accept gifts of real property.
- Click here to receive a free illustration.
- I want to make a gift of my stocks or bonds and receive an income. Please email us for more information
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